Your partner for Self-Insurance and Alternative Risk Transfer


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Cardea-Health Solutions Limited (Cardea) is a health claims processing company offering the highest quality claims management services and administration of self-funded plans.

On October 1st 2009, Cardea started its operations as a fully owned subsidiary of Agostini Insurance Brokers Limited (AIB). Cardea was established to define its services from that of the Employee Benefits Department at AIB. This department handled self-funded* plans for five years prior to Cardea’s establishment.

*Self-funding is an alternative way to finance group health plans. This method of financing improves administration services, decreases costs and increases cash flow to pay more claims.

Cardea is dedicated to assisting employers establish a more efficient and cost effective health plan for their employees.

Our staff has grown considerably and so has our portfolio; we currently administer the health plans for over a dozen prominent companies in Trinidad and Tobago.